Voorhees Car Accident Lawyer

Like many cities in Camden County, Voorhees has its fair share of car accidents. Car accidents that threaten the safety of road users in Voorhees, New Jersey, are in line with the common causes of car accidents throughout the rest of the United States.
Recovering damages and compensation after a car accident can be a confusing and complex process. If you have been involved in a car accident, an experienced Voorhees car accident lawyer will determine how much can be obtained, including medical bills, physical therapy and counseling, current and future lost wages, and pain and suffering.

What Are Top Causes of Accidents?

The accidents that cause the most harm are often the most preventable. Below are some common driving behaviors that lead to car accidents and actions that can qualify as negligence in a personal injury suit:

Speeding
Running red lights
Failure to yield
Wrong-way driving
Aggressive driving
Driving while under the influence
Distracted driving
Drowsy driving

Additional causes of car accidents that involve negligent behavior on the part of parties other than the drivers involved include:

Poorly maintained vehicles
Faulty car parts
Unclear road signage
Poorly maintained road conditions

Possible Compensation Following an Accident

It is important to remember that insurance policy claims are often filed after a car accident. This can be tricky, especially if you need to file multiple types of claims after a car accident. Hiring an experienced lawyer who knows the proper procedures after a car accident is advantageous. This includes requesting all necessary paperwork, filing all possible claims, being aware of the statute of limitations, and understanding insurance policy coverage.

Most insurance claims in New Jersey are meant to address only economic losses, meaning only losses that cost the claimant financially. The two instances that constitute financial losses in car accident claims are medical bills and lost income. These two types of losses involve easily calculable costs that are straightforwardly proved to stem from the accident.

Compensation for non-economic losses is not available through a New Jersey car insurance claim. Any claims of non-economic damages, such as pain and suffering, must be addressed through a third-party personal injury lawsuit. Still, the state’s laws have limitations on what circumstances qualify a claim for being legally allowed to pursue a third-party lawsuit to address damages after a car accident.

New Jersey is considered a no-fault state. In New Jersey, personal injury protection (PIP) insurance, also known as PIP coverage, provides immediate funds to cover lost wages and medical bills if you are injured in a motor vehicle accident. PIP insurance is no-fault coverage, which means you are entitled to the benefits regardless of who caused the car accident. In addition to medical expenses, PIP insurance provides some death and disability benefits.

PIP starts paying your medical bills and 85 percent of your lost wages reasonably quickly after your accident. These benefits cover your out-of-pocket losses from your accident regardless of who caused the crash. It is essential to keep in mind that PIP insurance will only reimburse you up to your policy’s limits, which could be lower than the total cost of your medical bills. In that case, you would need to turn to your medical insurance, disability insurance, or the at-fault driver’s liability insurance policy if you were not the cause of the accident.

Your PIP insurance will also not provide reimbursement for your car repairs or for any damage you cause to another person’s property. It only covers medical expenses and lost wages. You almost always have to file more than one type of claim after being in a car accident in New Jersey.

Should I Hire A Lawyer After an Accident?

Filing multiple claims after a car accident can become highly complex. You will need an experienced lawyer who knows the proper procedures for filing the necessary paperwork in a timely fashion. After you have been in an accident, you should start thinking about hiring a lawyer as soon as possible.

Research shows that individuals personally injured in car accidents who choose to hire a lawyer typically receive three times as much in compensation compared to those who do not have legal representation by their side. Benefits to hiring an experienced lawyer to assist with this kind of legal matter include being assured that the accident site will be properly investigated, police and medical records examined, witnesses interviewed, and experts consulted.

Hiring a car accident lawyer to take over your case will also allow you to focus on recovering from any physical and emotional trauma. Every time insurance companies, lawyers for other parties, drivers, or representatives request phone contact, your lawyer will handle those calls. Your lawyer will also take care of any necessary correspondence and other paperwork, which can become overwhelming after a car accident. Additionally, your lawyer will know all the required deadlines and the statute of limitations for filing various claims. Additionally, a lawyer can litigate the case, including settlement negotiations or a potential trial. Hiring an experienced lawyer immediately after a car accident helps move the case along as quickly as possible.