Medford Car Accident Lawyers

Medford, New Jersey sees many car accidents each year. Car accidents that threaten the safety of drivers in Medford are in line with the common causes of car accidents throughout the rest of the United States.

Recovering damages and compensation after a car accident can be a confusing and complex process. If you were involved in a car accident, an experienced Medford car accident lawyer will determine how much can be obtained, taking into account medical bills, physical therapy and counseling, current and future lost wages, and pain and suffering.

Possible Compensation Following an Accident

It is important to remember that there are often insurance policy claims to file after a car accident. This can be a tricky process, especially if you need to file multiple types of claims after a car accident. It is advantageous to hire an experienced Medford car accident lawyer who knows the proper procedures after a car accident occurs. This includes requesting all necessary paperwork, filing all possible claims, being aware of the statute of limitations, and understanding all kinds of insurance policy coverages.

Most insurance claims in New Jersey are meant to address only economic losses, meaning only quantifiable losses that cost the claimant financially. Compensation for non-economic losses is not available through a New Jersey car insurance claim. Any claims of non-economic damages, such as pain and suffering, must be addressed through a third-party personal injury lawsuit. However, the state’s laws have limitations on what circumstances qualify a claimant to pursue a third-party lawsuit.

New Jersey is considered a no-fault insurance state. In the state, personal injury protection (PIP) insurance coverage provides quick funds to cover lost wages and medical bills if you have been injured in an accident. PIP insurance is no-fault coverage. This means you are entitled to benefits regardless of who caused the collision. Also, in addition to medical costs, PIP insurance provides death and disability benefits.

PIP insurance starts paying your medical bills fairly quickly and will generally cover 85 percent of your lost wages after your accident. These benefits cover your out-of-pocket losses from your accident, regardless of who caused the crash.

Keep in mind that PIP insurance will only reimburse you up to the limits of your policy, which could be significantly lower than the total cost of your medical expenses. In this case, you would need to turn to your medical insurance, disability insurance, or the at-fault driver’s liability insurance policy if you did not cause the accident.

Also, your PIP coverage will not reimburse you for your car repairs; it only covers medical expenses and lost wages. This is why you almost always have to file more than one type of claim after being in a car accident in New Jersey.

Why Should I Hire a Lawyer After an Accident?

Filing multiple claims after a car accident can be extremely complex. You will need an experienced Medford car accident lawyer who knows the proper procedures for filing the necessary paperwork in a timely manner. After you have been in an accident, you should start thinking about hiring a lawyer.

Research shows that individuals injured in car accidents who choose to hire a lawyer typically receive three times as much in compensation compared to those who do not have legal representation. Benefits to hiring an experienced lawyer to assist with this kind of legal matter include being assured that the accident site will be properly investigated, police and medical records examined, witnesses interviewed, and experts consulted.

Hiring a Medford car accident lawyer to take over your case will also allow you to focus on recovering from any physical and emotional trauma. Every time insurance companies, lawyers for other parties, drivers, or representatives request phone contact, your lawyer will handle all of those calls. Your lawyer will also take care of any necessary correspondence and other paperwork, all of which can become overwhelming after a car accident, especially if you have a serious injury. Additionally, your lawyer will know all necessary deadlines and the statute of limitations for filing various claims.

Having a car accident lawyer on your side is vital when compensation is due after any car accident. Regardless of the condition of the client or potential damage to any vehicles, a lawyer should litigate the case, including settlement negotiations or a potential trial. Hiring an experienced lawyer immediately after a car accident helps to move the case along as quickly as possible.